Frequently Asked Questions
Quick answers about Budget Tool calculators, accounts, and collaboration.
Is Budget Tool free?
Yes. Core budgeting and calculator tools are free to use.
Do I need an account to use the loan calculator?
No. Mortgage, car, and personal loan calculators are publicly available.
How accurate are calculator results?
Results use standard fixed-rate amortization estimates and do not include taxes, insurance, or lender fees.
Can I invite family members to a shared budget?
Yes. Registered users can create a budget and invite collaborators by email.